the Client of a financial institution - such as a
bank or credit union - wants new commercial or
personal cheques, a number of steps must occur:
Client selects a cheque paper stock from a
catalogue at the financial institution.
financial institution orders the cheques for
the Client from a print shop that specializes
in cheque printing. Usually 200 or more
cheques are produced.
financial institution gives a starter kit of
non-personalized cheques to the Client.
whole process could take well over 15 minutes.
customer must wait from seven to 10 days, or
even more, before receiving the cheques in the
Personalized Cheque Solution is an software
application that provides the ability to produce
personal or commercial cheques from a blank,
coloured, perforated cheque paper stock. The
Personalized Cheque Solution provides financial
institutions with the ability to produce their own
personal or commercial cheques on-site for their
customers while they wait, with greater revenue.
Personalized Cheque Solution streamlines the
entire cheque production process by eliminating
the steps & delay associated with cheques that
are produced by printing companies. Even though
blank cheque paper stock is used, cheques with a
professional image are created in a single pass on
a M.I.C.R. laser printer. The Personalized Cheque
Solution handles logos, M.I.C.R. fonts, personal
or company information & banking information.
using current high-speed laser printers in
conjunction with the Personalized Cheque Solution,
laser cheque production is completed in much less
Personalized Cheque Solution features the
flexibility to add or modify an unlimited number
of Clients, set up new bank accounts and change
banking information - e.g., address change - in
minutes, without costly delays waiting for the new
cheque paper stock to arrive. Security controls
enable the master user to assign regular user
passwords that control access to the various
features of the Personalized Cheque Solution.
Cheque copies are sorted and directed to local or
network printers to give the flexibility where
needed in the most efficient manner.
fund cheques · Bilingual cheques
or two signature lines · With or without stubs
logos for commercial cheques · Specialty
cheques (eg., special logo for retired people)
Personalized Cheque Solution can work two ways.
could be used as a stand-alone solution where
the user would have to enter the Client's name
& address into it manually. This information
would then print on the cheque.
could access a name & address database. By
having access to such a database, the user would
only have to enter the account number. This
would automatically retrieve the Client's name
and address for printing on the cheque. The
database can be imported from a file supplied by
the financial institution.
Personalized Cheque Solution as Part of a Turn-Key
provides for all aspects of cheque printer needs,
from the Personalized Cheque Solution to a
comprehensive line of Binatek Cheque Paper Stock,
Binatek M.I.C.R. Toner, hardware such as
network-capable laser printers, post-processing
equipment, and support & service from our
highly trained developers & technicians.
provides solutions as simple as a single M.I.C.R.-enhanced
printer to a fully integrated turnkey system
comprised of multiple printers, secure cheque
disbursement software, form design software and
all the related hardware.
Cheque Solution Support, including Support
such as printers, or post-processing equipment
such as staplers, etc.
Service, including Service Contracts
Cheque Paper Stock
by 10 years of experience with the "Caisses
Populaires Desjardins" - one of the largest
credit unions in Canada, producing millions of
cheques annually - Binatek stands by its name, and
guarantees that cheques produced by the
Personalized Cheque Solution will clear at any
is the official M.I.C.R. toner manufacturer for
Binatek distributes its solutions nationwide
through authorized business partners.
Points to Consider
are a few other important points to consider:
offering these personalized cheques on-site at
the branch office, the Client will appreciate
better service because they won't have to wait
weeks for their cheques as they would if the
cheque were produced by the print shop.
volume of cheques used by consumers is
diminishing. People are increasingly transient,
so it is an advantage to be able offer smaller
volumes of cheques at competitive prices. For
example, one booklet of 28 cheques at $2.00 per
booklet opposed to $7.00 & up for 200
Personalized Cheque Solution will generate
revenue from the sale of cheque booklets. In
certain situations with "Desjardins Caisse
Populaire" the payback on the Personalized
Cheque Solution was four months!
As you can see, there are many reasons to have a
system of this nature and the main one is to
give better service to your Clients.