Interceptor Secure Laser Cheque Solution

The Application

The Interceptor Secure Laser Cheque Solution is an interface application that provides the ability to help produce cheques by adding the M.I.C.R. line and/or signatures.

It offers a transparent solution for those clients that already own a cheque-producing application, but wish to automatically produce signatures and/or print in M.I.C.R. font, and at the same time, to increase their security.


The Interceptor Solution streamlines the entire cheque production process by automating some of the steps required with other solutions.

The Interceptor Solution intercepts the print file from your existing cheque-producing application, and sends it to the printer after inserting the M.I.C.R. line and/or signatures.

It's that easy.

M.I.C.R. Font

Through the use of the Interceptor Solution, the M.I.C.R. line at the bottom of the cheque can be produced using the EB-13 M.I.C.R font currently used in North American banking.

Since the M.I.C.R. line can be produced by the Interceptor, the need for cheque paper stock pre-printed with a M.I.C.R. line becomes redundant. This can generate cost savings by standardizing on a single cheque paper stock, in some cases.

This also means that the rest of the cheque paper stock can be printed in regular toner - M.I.C.R. toner is only required for the M.I.C.R. line - further reducing cost of the cheque paper stock.


Signatures can be optionally printed on the cheque, so that any automatic signing that is required is done in a single pass. In some cases, this can be based on the cheque value using Signature Limit Control.


Industry sources have estimated that cheque fraud costs Canadian business more than $800 million annually, and it's growing.

Fraud is a rapidly growing multi-billion dollar Canadian problem. Over 55% of negotiable document fraud is cheque-related. Document fraud includes:

  • Forgery: alterations made to deceive. For example, changing the amount on a cheque.
  • Counterfeiting: imitations of reproductions by hand or printing press.
  • Copying: machine reproduction. For example, using a colour copier to reproduce a cheque.

The Interceptor Secure Laser Cheque Solution provides the most effective means to combat the growing problem of cheque fraud via the following methods:

  • Elimination of cheque paper stock pre-printed with the M.I.C.R. line
  • Encrypted Signatures & M.I.C.R. Font
  • SmartCard Technology
  • Introduction of high security features in blank cheque paper stock
  • Multi-level Passwords

Flexibility & Control

The Interceptor Solution features the flexibility to add or modify an unlimited number of bank accounts in minutes, without costly delays waiting for the new cheque paper stock to arrive. Security controls enable the master user to assign regular user passwords that control access to the various features of the Interceptor Solution.

Possible Applications

   . Accounts Payable    . Benefits
   . Cashier Cheques    . Claims
   . Counter Cheques    . Dividends
   . Expense Cheques    . Payroll
   . Pension Cheques    . Property Management
   . Replacement Cheques    . Retirement Cheques
   . Royalty Cheques    . Starter Cheques
   . Tax Rebates    . Additional Custom Applications

Cost Savings

The implementation of the Interceptor Solution can produce savings of up to 75%. The cost savings are realized in the following ways:

  • Elimination of pre-printed cheque paper stock
  • Usage of less expensive blank safety paper
  • Elimination of the need for bursters, decollators and signature stamps
  • Reduction of personnel time for cheque production
  • Elimination of printer alignment test
  • Eliminates voiding in the case of paper jams.
  • Sets up new bank account information, and prints cheques in one pass, fast & efficient.

The Interceptor Solution as Part of a Turn-Key Solution

Binatek provides for all aspects of cheque printer needs, from the Interceptor Solution to a comprehensive line of Binatek Cheque Paper Stock, Binatek M.I.C.R. Toner, hardware such as network-capable laser printers, post-processing equipment, and support & service from our highly trained developers & technicians.

Binatek provides solutions as simple as a single M.I.C.R.-enhanced printer to a fully integrated turnkey system comprised of multiple printers, secure cheque disbursement software, form design software and all the related hardware.

Binatek can provide:

  • Interceptor Secure Laser Cheque Solution
  • Interceptor Solution Support, including Support Contracts
  • Hardware, such as printers or post-processing equipment such as folders, etc.
  • Hardware Service, including Service Contracts
  • Binatek Cheque Paper Stock
  • Binatek M.I.C.R. Toner
  • Training
  • Installation

The Experience

Backed by 10 years of experience with the "Caisses Populaires Desjardins" - one of the largest credit unions in Canada, producing millions of cheques annually - Binatek stands by its name.

Binatek is the official M.I.C.R. toner manufacturer for Lexmark Canada.

Binatek distributes its solutions nationwide through authorized business partners.

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